How is the Long-Term Care Cost calculated?

We estimate the future cost of long-term care by taking the current median cost for your state and care type, growing it to the age you might need care, and multiplying by the number of years of care.

What data and assumptions does it use?

CareScout Cost of Care Survey (median costs by state and care type). A projected annual growth rate (~4–5%) stored alongside each cost figure.

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Long-Term Care Cost

Know what long-term care could cost. Move a dial — your result responds instantly.

Calibrate

Drag to set each value — estimates are fine.

Your state

Care costs vary widely by state.

Type of care

Your age

Age care may be needed

Years of care

How long care may be needed.

Annual care-cost growth

How fast you expect care costs to rise each year.

Charles Melita

CDM Financial Services

Turn this reading into a plan — a quick conversation is the fastest next step.

CMelita@NLGroupmail.com

What this means for you

Get a plain-English summary of your reading.

Levers that move this

Your state
Type of care
Your age
Age care may be needed
Years of care
Annual care-cost growth

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Track your progress over time

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How this is calculated →

This is an educational projection of long-term-care costs, not a guarantee or an insurance quote.
Costs are based on published median figures and a projected growth rate; your actual costs may differ.